Top Five Tips for Locking In Homeowner Savings This Spring
Josh Schulman
Key Takeaways
Learn how to secure homeowner savings this year with these five smart strategies — from home security to energy-efficient upgrades.
1. It Starts With Protecting What Matters Most
Having peace of mind in a down economy starts with knowing your home and family are protected from catastrophe. Whether it's burglary, intrusion, fire, or any other environmental disaster, home monitoring services are critical, and serve as your eyes and ears when you need it most.
Luckily for you, ADT, the most trusted name in home security, is currently running a special promotion to receive a FREE installation* of a Google Nest Doorbell. ADT also offers a 6-Month Money Back Guarantee* to ensure that you are satisfied with your purchase.
Certain restrictions apply, see full offer terms for details.
Are you aware that you will likely be able to save a nice chunk off of your home insurance premium after you install your new security system? Most insurance carriers provide a discount specifically for having home security.
So, ready to step it up for your ultimate peace of mind? Make sure your loved ones are safe and that you're properly protecting the largest investment of your life.
💡 Tip: Want to learn more about protecting your home? Check out our Home Security Guide and explore our Homebuyer Checklist to make sure you're covering all the bases.
Requires a 36-month monitoring contract with ADT Video or Complete. Early Term and installation fees apply. Taxes addt'l. New ADT customers only. For full terms and pricing see offer website.
Estimate Your Closing Costs
Educational estimate only -- actual costs vary by lender, title company, and state.
- Buyer cash to close
- $52,000
- Down payment $40,000 + est. closing costs $12,000
- Seller net proceeds reduction
- $30,000
- Net proceeds after costs: $370,000
With less than 20% down on this loan type, expect PMI in your closing costs and monthly payment until you reach 20% equity.
2. Shop Home Insurance Quotes
Let's face it… everyone who owns a home needs homeowners insurance. But how often have you actually used your insurance? Probably not nearly enough to make up for the cost year after year.
Here's something most people don't know about home insurance. It's actually one of the easiest ways homeowners can save…
Homeowners insurance is actually pretty inexpensive, but most people are paying far too much. In fact, most homeowners can save up to thousands off their annual bill for the same, or even better coverage by shopping around and comparing quotes.
In around two minutes you can get quotes from the top insurance providers that ultimately compete to give you the lowest rate possible — allowing you to get a big discount on securing great coverage.
💰 Save smarter: Use our Affordability Simulator to understand how insurance costs factor into your total housing budget. And check the Down Payment Planner if you're saving for your next home.
3. Don't Let Expensive Home Repair Bills Stomp Out Your Budget
Why is it that things always seem to break when you need them the most? Don't fall victim to faulty appliances and costly home repairs anymore. Invest in a home warranty which covers the gaps in most traditional home insurance policies. In the long run, you are likely to save thousands of dollars from having to repair those old appliances.
American Home Shield, the USA leader in home warranties, has been protecting people from such nightmares for over 50 years! Act now and you can receive $100 off of your new home warranty plan.
🏠 Plan ahead: Our Closing Cost Estimator can help you factor warranty costs into your homebuying budget. Already a homeowner? Track your Homeowner Rewards milestones!
4. Replacing Old Inefficient Windows
Join the growing group of Americans who are finally smartening up by saving hundreds of dollars on their energy bills. They are doing this by replacing their home's windows. It is one of the greatest and quickest investments you can make in your home because of the large savings energy efficiency creates.
In fact, the US Department of Energy proved you can save hundreds of dollars per year when you upgrade to new energy-efficient windows like those from USA replacement window leader, Renewal by Andersen.
Act now to get a special Buy one get one 40% off plus an extra $200 off*. This is the best promotion available and it is yours today! Request your free quote while this offer is still available to you.
Minimum purchase required, see offer for details.
🔧 DIY or Hire? Check out our Monthly Contests for home improvement inspiration, and browse Expert Contractors in our directory for professional help.
5. Game-Changing Gutter Protection Solution
Properly maintaining your gutters is a necessary evil for most homeowners. If you don't clean them, debris and buildup can clog up inside and lead to larger problems. These can include mold and mildew, basement flooding, and even foundation issues believe it or not. Thankfully there are services out there that can maintain them for you. Even better, there are companies that can install gutter guards so that cleaning them isn't even necessary!
LeafFilter is a prime example of one of these services. They have been around for a long time and have one of the better reputations out there. Chances are they are available in your area.
🌿 Keep learning: Sign up for our Newsletter for more homeowner recommendations and exclusive promotions. Join the Homebuyer Education Hub to earn points as you go!
Enjoying these spring savings recommendations from us? Create your free account to unlock personalized homeowner tools, earn Approach Points, and access exclusive promotions.
Advertising Disclosure: We may receive compensation from the products and services mentioned on this page, but the opinions expressed are our own.
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