Stack — by Home Approach
The only engine that combines every federal, state, county, and employer down-payment grant you qualify for into a single total — built around your real situation, not a generic search.
Stack shows you programs you may qualify for — it is not a loan offer, pre-approval, or guarantee of funds.
Free. Sign in to see your full grant stack and save it to your plan.
New to this? Learn how Stack works →
How Stack works
Most platforms surface one grant. Stack waterfalls through four layers and combines every grant that's actually stackable in your ZIP.
No. Stack identifies programs you may be eligible for based on ZIP, income, household, and employer. Final eligibility and award amounts are determined by each program administrator after you apply.
Most down-payment programs can be combined. Stack finds every federal, state, county, and employer-funded program you qualify for in your ZIP and adds them up — so you see the full amount available to you, not just one program.
Yes. Stack is free for every Home Approach member. Create a free account to run your stack and save it to your plan.
Generic search tools surface one program at a time. Stack runs a 4-layer waterfall, then layers in employer benefits — a category most tools ignore entirely — and shows what's actually combinable.
A curated catalog of admin-verified programs plus an AI fallback for any missing layers. Every result is tagged Verified or AI-sourced so you know what's been human-reviewed.
Free, ZIP-based, no commitment. We'll show you every grant — and exactly how to claim it.
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