Renting-Out Primary Home (NL) - Actionable Checklist

Kan je dit huis verhuurbaar maken?

Before renting out your primary home in the Netherlands, you need to ensure that your mortgage agreement allows it and provides self-occupancy or buyout protection clauses. Temporary rental exceptions may also apply. Check with your lender for details.

Vergunning en beperkingen van de gemeente

Renting out your home in the Netherlands may require a permit from your municipality. The specific requirements and restrictions can vary, so it's essential to check with your local council before listing your property.

Wat gebeurt als je uit huurt?

Uw positie	Nu als je eigenaar bent	Na het verhuizen
Hypotheek	Eigen-woningregeling van toepassing	Vereist toestemming van de hypotheekverstrekker, mogelijk andere voorwaarden
Belasting	Woning valt in Box 1	Woning verschuift naar Box 3, huurinkomsten worden belast
Verzekering	Standaard opstal- en inboedelverzekering	Specifieke verhuurderspolis vereist
Vergunning	Niet van toepassing	Mogelijk vergunning van de gemeente vereist

Je huurprijs instellen voordat u uw huis verhuurt

It is important to set a competitive rent for your property before listing it on the market. To help you determine an appropriate rent, consider factors such as the WOZ value, energy label, and contract timing.

Vergunningen en belastingen

Permits

In addition to any municipal permits required for rental properties, there may be local building and safety codes that apply. Check with your municipality to ensure compliance.

Taxes

As a landlord in the Netherlands, you will need to file annual tax returns and pay taxes on your rental income. Keep records of expenses related to property maintenance and management, as these can help reduce your tax liability.

Huurvergunning opstellen

To protect both yourself and your tenants, it's crucial to have a well-drafted lease agreement for your rental property. Consult with a legal professional to ensure that the agreement covers essential terms such as rent, security deposit, and maintenance responsibilities.

Wijzigingen in uw verzekeringen

When moving out of your primary home to rent it, you'll likely need to update your insurance coverage. Check with your provider about changes in your home and liability policies.

Belastingverklaringen en Box 3

Preparing your tax return (belastingverklaring) as a homeowner who is now also a landlord involves declaring the rental income in Box 3. Consult a tax advisor for specific advice.

Plannen voor onderhoud

Proper maintenance is essential for a successful rental property experience. Plan for routine tasks such as cleaning and repairs, as well as any major renovations or updates that may be necessary.

*Alle informatie is slechts als advies bedoeld en kan variëren per lening, gemeente en belastingpositie.*