Home Approach

    Free Credit Match · $3 Welcome Reward

    Your path home starts with knowing where you stand.

    Create your free Home Approach account and we'll instantly match you with a free credit score offer — plus add real cash to your rewards balance to kickstart your homebuying journey.

    1. 01

      Sign Up Free

      30-second account — we use the basics to match you to the right free credit offer.

    2. 02

      Claim Your Score

      Soft pull only via Credit Karma — zero impact on your credit, no card needed.

    3. 03

      Confirm & Earn $3*

      Tell us your score on next sign-in. We place you on the right journey track and credit your $3.

    $3Cash Rewardon confirmation*

    Limited-Time Welcome Offer

    Earn $3 just for checking your credit score

    Sign up free, claim your matched Credit Karma offer, and confirm your score — under 60 seconds, no credit impact, real cash to your rewards balance.

    Credit Readiness

    Your score previews here

    No hard pull
    Check My Score & Claim $3

    Takes < 60 seconds · No credit impact · Free benefit

    256-bit

    Encryption

    0

    Credit impact

    24–36h

    Reward posts

    *$3 credited as 300 Approach Points (1pt = $0.01) within 24–36 hours of confirming your score at Credit Karma. Redeemable as a gift card (Amazon, Visa, Target) after your first homebuying milestone. Funded directly by Home Approach — no markup, no lender pressure.
    No credit card Refreshed monthly Matched · Credit Karma

    Common questions

    Claim My Free Score & $3